Professional Santa Insurance?
We INVENTED It!!
Entertainers' Liability Insurance
|
FORBS Provides
Our Members & Associates With The Greatest Benefits The Professional Claus Has Ever Seen!! (Fun Fact: We actually INVENTED modern Santa Insurance, back in '08-- for our members!!) |
CLICK HERE to claim your most valuable membership benefit of all:
FORBSantas Liability Insurance
(see below for coverage details)
Liability Insurance Program and Enrollment Form
Program Description
This insurance program has been specifically designed for US based
members of the Fraternal Order of Real Bearded Santas.
Coverages provided under this program include important liability
protection for the FORBS member or FORBS member and assistant for
claims arising out of their operations as Santa and assistant(s).
Eligible Operations
Coverage limited to registered members of FORBS only and their
assistants who have been reported to the company and for whom a
premium has been paid.
Coverage Term
The Master Policy is an 12 month policy that runs for 12 months
beginning 10/1.
Liability Coverage and Limits
Commercial general liability coverage protects the insured against
liability claims for bodily injury and property damage arising out
of premises, operations, products and completed operations. No
deductible applies to liability claims.
|
Rates |
Option 1 |
Option 2 |
|
|
General Aggregate Limit (Other than products-completed
operations) |
2,000,000 |
4,000,000 |
|
|
Products/Completed Operations Aggregate Limit |
2,000,000 |
4,000,000 |
|
|
Bodily Injury by Animal (Aggregate) |
30,000 |
30,000 |
|
|
Bodily Injury by Animal (Occurrence) |
15,000 |
15,000 |
|
|
Damage to Premises Leased or Rented to You |
100,000 |
100,000 |
|
|
Each Occurrence |
1,000,000 |
2,000,000 |
|
|
Personal and Advertising Injury |
1,000,000 |
2,000,000 |
|
| Props and Costumes |
10,000 |
10,000 |
Subject to the following terms and conditions
-
Aggregate Limit Applies Per Member
-
Premises Medical Payments Excluded
-
Abuse & Molestation Coverage is included only if a current
passing background check is on file with your organization.
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(Sub-limit; $100,000 per occurrence, $300,000 aggregate)
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Bodily Injury to Performers Excluded
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Additional Insured’s – Lessors of Premises, Sponsors, included
at no additional premium.
-
-
ADDITIONAL CHARACTER ENDORSEMENT INCLUDES BUT IS NOT LIMITED TO:
Clowns; Uncle Sam; Easter Bunny; Renaissance Fairs; Magicians;
Story Tellers
EXCLUSION FOR USE OF LICENSED CHARACTERS WITHOUT THE WRITTEN PERMISSION OF THE LICENSOR ADDED.
Example: Mickey Mouse; Sponge Bob Square Pants; Marvel Super Heroes; DC Super Heroes; Teenage Mutant Ninja Turtles
Carrier
Coverage is provided by Philidelphia Indemnity, rated A++XV by A.M.
Best.
|
Rates |
Option 1 |
Option 2 |
|
|
Per Member |
$165.00 |
$200.00 |
Flat/Fully Earned |
|
Per Member |
$5.75 |
$6.90 |
Credit Card Transaction Fee |
|
Per Member Assistant(s) |
$70.00 |
$75.00 |
Flat/Fully Earned |
|
Per Member Assistant(s) |
$2.31 |
$2.48 |
Credit Card Transaction Fee |
|
Property Coverage (opt) |
$100 |
$100 |
|
|
Prop Coverage Svc Fee |
$2.90 |
$2.90 |
|
|
Additional Characters Endorsement |
$70.00 |
$75.00 |
|
|
Additional Characters Endorsement |
$2.31 |
$2.48 |
Credit Card Transaction Fee |
|
Processing Fee |
$5.00 |
$5.00 |
|
-
You will be notified by Kaercher Insurance if, for any reason,
your submission to this insurance is declined or determined to
be ineligible for coverage and your premium payment will be
returned or refunded.
-
If your enrollment is accepted, you will receive a certificate
of insurance indicating coverage.
-
Coverage will become effective the day after the enrollment form
and premium payment are received by Kaercher Insurance, or a
later date that is specified on the enrollment form and run
until 10/1 of the following year.
-
For any requests for changes or additions to your current
coverage or any changes to the original enrollment form, please
indicate those changes or additions in writing.
-
Please allow 7 business days for processing.
Note: Any
requests to amend or change coverage, or the information reported on
the enrollment form must be submitted in writing to Kaercher
Insurance.
Contact Information
Insurance Coordinator
Jacqueline Gibson
P: 702-304-7801
C: 310-291-5508
F: 702-386-7970
